Globally, Canada is rated very high for having an excellent quality of life, a well-developed public education system, and access to healthcare. In 2020, Canada was ranked second as the best country (overall) in the world by the U.S. News., dominating the rankings with high scores in the quality of life, citizenship and business categories. Some other important factors that make Canada an attractive country on the global stage are its multicultural population and welcoming immigration policies.
Moving to a new country is not only a huge life decision but also requires a substantial financial commitment. In this article, we will share the total cost breakdown for a few key types of applications – Express Entry, Provincial Nominee Programs (PNP), a study permit, and a working holiday visa.
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Read the following articles for more insight on how different immigration programs work:
Cost of applying for immigration to Canada through Express Entry and the PNP
Generally speaking, as an individual applicant you would need approximately $15,000 CAD to immigrate to Canada. Couples would need around $20,000 CAD while families with children will require between $24,000 to $30,000 CAD. The table below provides a detailed breakdown of expected immigration costs.
Last updated on February 23, 2021; all figures in CAD.
|Fee Type||Notes||Individual||Couple||Couple + 1 Child||Couple + 2 Children|
|Language tests (IELTS, CELPIP, TEF, or TCF)||Average cost.||300||600||600||600|
|Educational Credential Evaluation (ECA)||Cost excluding international courier delivery charges.||200||400||400||400|
|Biometrics||Charges for 2 or more people remain the same provided all members are applying at the same time and place.||85||170||170||170|
|Medical exams||Average cost; fee varies by country.||100||200||300||400|
|Application processing fee||825||1,650||1,875||2,100|
|Right of permanent residence fee||500||1,000||1,000||1,000|
|Miscellaneous fees (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.)||Average (assumed) cost.||250||500||600||700|
|Settlement funds||Not applicable for Canadian Experience Class (CEC).||12,960||16,135||19,836||24,083|
Those applying through the PNP, are required to pay additional application fees based on the province they are applying to. Here is an overview of the provincial fees:
Last updated on February 23, 2021
- Quebec has an independent immigration program for skilled workers.
- The territories – Nunavut, Northwest Territories, and Yukon have provincial nominee programs driven by business or employer job offer streams.
The figures outlined here only include the cost of filing an immigration application. In addition to these costs, you will need to budget for your flight, accommodation, and other living expenses. Use Arrive’s monthly expenses calculator to plan your finances as you prepare for your life in Canada.
Cost of applying for a Canadian study permit for international students
Unlike the Express Entry or PNP, calculating the total cost of applying for a student permit is slightly complex as universities and colleges have different application fees. You must be accepted into a Canadian Designated Learning Institution in order to be able to apply for a study permit. Here’s a broad overview of the costs you can expect:
Last updated on February 23, 2021
|Fee Type||Cost per individual
|University/college application fees: These are processing fees charged by the university. This fee is non-refundable irrespective of whether or not you get accepted. Note that some colleges don’t charge an application fee.||Ranges between 100 to 500|
|Study permit application fee||150|
|Biometrics fee||Individual: 85
2 or more people applying at the same time and place: 170
|Language testing (if required)||Average cost: 300|
|Medical exams (if required)||Fee varies by country.
Average cost: 100
|Miscellaneous expenses (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.)||Average (assumed) cost: 250|
|Tuition fees||Varies by programs/courses and the college or university you enrol at.
Average annual tuition 2020/2021:
|Health insurance||600 to 1,000|
|Funds to support your stay and/or a Guaranteed Investment Certificate (GIC)||All provinces except Quebec: 10,000 per year.
In Quebec: 11,000 per year
More details available on the government of Canada website.
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Cost of applying for a International Experience Canada (IEC) – Working Holiday Visa for Canada
IEC allows eligible individuals to apply for a Working Holiday Visa. To apply through this program, youth from over 30 countries can apply to live and work in Canada. These are countries that have an agreement with Canada for allowing its citizens to apply for an IEC work permit. The permits are valid for either 12 or 24 months, depending on your country of citizenship. More details about this program are available on the Government website.
Here is an overview of some of the fees for the working holiday visa:
Last updated on February 23, 2021
|Fee Type||Cost ($ CAD)|
|IEC participation fee||156|
|Open work permit holder fee||100|
|Medical exam (if required)||Fee varies by country. Average cost: 100|
|Minimum funds to support your stay||2,500|
|Health insurance||Starts from approximately 400 per year, varies by coverage amount and deductible.|
Having sufficient finances to support your application process as well as life in Canada is an essential factor while you apply to immigrate. It is recommended to familiarize yourself with the limits set by the Canadian government so you can plan your move with confidence.
Arrive is powered by RBC Ventures Inc, a subsidiary of Royal Bank of Canada. In collaboration with RBC, Arrive is dedicated to helping newcomers achieve their life, career, and financial goals in Canada. An important part of establishing your financial life in Canada is finding the right partner to invest in your financial success. RBC is the largest bank in Canada* and here to be your partner in all of your financial needs. RBC supports Arrive, and with a 150-year commitment to newcomer success in Canada, RBC goes the extra mile in support and funding to ensure that the Arrive newcomer platform is FREE to all. Working with RBC, Arrive can help you get your financial life in Canada started – right now. Learn about your banking options in Canada and be prepared. Click here to book an appointment with an advisor.
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This article offers general information only and is not intended as legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. While information presented is believed to be factual and current, its accuracy is not guaranteed and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author(s) as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or its affiliates.